Our story

Built because the system made me lose $1,400.

"I lost $1,400 trying to claim my dental work in Mexico. The forms, the codes, the back-and-forth — Credimed is what I wish I'd had."
A couple celebrating their reimbursement
500+ patients reimbursed
The problem

Half of all eligible refunds go unclaimed.

Every year, US insurance holders pay out of pocket for dental work in Mexico — and most of them are entitled to partial reimbursement from their PPO. They just don't know it, or the process is too painful to bother.

~50%

of US dental work performed in Mexico goes unclaimed against US PPO insurance plans.

Internal Credimed analysis · 2024 cohort, n=1,200
Our approach

Three steps. Done for you, not by you.

We strip the process down to what actually matters: a clean, code-correct claim filed with your insurer. No commissions, no skimming — just one fee, paid once.

01

You upload your receipts.

Snap a photo of your Mexican dental bill — Spanish is fine. Tell us your insurer and your member ID. That's it.

~3 minutes
02

We prepare the claim.

A specialist translates, itemizes, maps each procedure to the right CDT code, and files the claim with your insurer on your behalf.

Filed within 48 hours
03

Your insurer pays you.

The check goes directly to you — we never touch your money. If the claim is denied, you pay nothing beyond the submission fee.

Typically 4–6 weeks
Trust & security

Your health data, handled like it matters.

We're not a side project. Credimed runs on the same security infrastructure used by hospitals and clinical software vendors.

HIPAA-aligned

Workflow designed against HIPAA's Privacy & Security rules. Annual third-party review.

End-to-end encryption

TLS 1.3 in transit, AES-256 at rest. Receipts and PHI are never stored in plain text.

SSL on every page

HSTS preloaded. Your session and uploads are inaccessible to anyone in transit, including us.

Signed BAAs

Business Associate Agreements signed with AWS & Google Cloud — the only services that touch your data.

SOC 2 Type II in progress · audit Q4 2026 Zero-knowledge billing — Stripe handles all card data Data deletion on request · 30-day retention default
Founder

Why I built this.

DR
Daniel Ramírez
Founder & CEO · Austin, TX

In 2023 I had three crowns done in Tijuana. The work was excellent — and 70% cheaper than my Austin dentist. My PPO covered out-of-network procedures, so I figured the reimbursement was a formality.

It wasn't. Six months, four resubmissions, and one wrong CDT code later, I'd lost $1,400 in eligible reimbursement and a lot of sleep. Talking to friends who'd done the same trip, I learned almost everyone gives up.

Credimed exists because the process shouldn't be that hard. We don't take a cut of your refund. We don't lock you into anything. We just file the claim correctly the first time — or you don't pay.

Don't leave it on the table.

Most claims clear $600–$1,500. The fee is $49. Takes about three minutes to start.

Start my claim
Pay upfront. $49 refund if eligible and we can't recover.